Buyer's guide
The best dialer for final expense telesales in 2026
There is no single best final expense dialer; the right one depends on your team size and lead age. A solo agent on fresh leads does well with a power dialer that has a built-in CRM and a published monthly price, such as PhoneBurner or Ringy. A small agency working aged leads needs multi-line or predictive dialing with abandon-rate pacing, such as ReadyMode or EmberDial. A large floor should get a Convoso quote and compare it with ReadyMode iQ. Kixie fits teams that live in a CRM.
The short answer, by situation
| Your situation | Start by looking at | Why |
|---|---|---|
| Solo agent on fresh leads | PhoneBurner or Ringy | Both publish a monthly price and include a CRM. PhoneBurner dials one contact at a time with the agent live on every call, which suits fresh leads where every answer matters. |
| Agent who talks many hours a day | PhoneBurner or ReadyMode | Flat prices with unlimited or fair-use outbound calling cost less than per-minute billing at high talk time (about 3,300 and 7,000 connected minutes a month against EmberDial). |
| Small agency on aged leads | ReadyMode or EmberDial | Aged lists answer less often, so predictive dialing saves the most waiting. Both publish prices; EmberDial bills per concurrent license plus connected minutes, ReadyMode per license with outbound minutes included. |
| Large floor with many agents | Convoso or ReadyMode iQ | Convoso lists predictive and multimode dialing, StateTracker and Convoso for Salesforce. ReadyMode iQ adds reputation monitoring and up to 75 numbers per license. |
| Team that works inside a CRM | Kixie | Kixie lists native integrations with HubSpot, Salesforce, Pipedrive, Zoho and HighLevel, and a 7-day free trial. |
A larger team doesn't let EmberDial ring more lines per agent: each agent's session paces on its own. Floors that want pacing across many agents at once should test Convoso and ReadyMode side by side. More on the modes in power vs predictive dialing.
Comparison table, October 2026
Each competitor cell is quoted from that company's own pages on the date shown, with the page linked. "Not listed" means we didn't find it on the pages we checked, not that the product lacks it.
| Dialer | Published price | Dial modes | Calling minutes |
|---|---|---|---|
| ReadyMode Checked October 7, 2026 | $239 per license a month on Starter, billed monthly; $199 billed annually. iQ is $299 billed monthly or $249 billed annually. (ReadyMode pricing) | A predictive dialer and webphone built in on both plans, with blended inbound and outbound calling. (ReadyMode pricing) | Outbound minutes are free on both plans, subject to a fair use policy. Inbound minutes are $0.02 a minute. (ReadyMode pricing) |
| Convoso Checked October 7, 2026 | Quote only. Convoso’s pricing page lists no prices. It says it primarily offers annual plans and lists 20% off annual plans. (Convoso pricing) | Predictive dialing, with multimode dialing listed as a product. (convoso.com) | Carrier fees for calls are typically billed separately from the software subscription, at rates that vary with usage and destination. (Convoso pricing) |
| PhoneBurner Checked October 7, 2026 | $165 per user a month on Standard, billed monthly, with unlimited dialing. $140 billed annually. (PhoneBurner pricing) | A power dialer that calls one contact at a time with the rep live on every call, plus a pause-and-preview mode. PhoneBurner says it is not a predictive dialer. (power dialer page, PhoneBurner FAQ) | Unlimited dialing with no per-minute charges on every plan, to numbers in the United States and Canada. (PhoneBurner FAQ) |
| Kixie Checked October 7, 2026 | Quote only. Professional, Single-Line PowerDialer and Multi-Line PowerDialer are listed without prices. (Kixie pricing) | PowerDialer on the PowerDialer plans: one line, or up to four at once on Multi-Line, connecting the agent to the first answer in each group. (Kixie pricing, multi-line dialing (help center)) | Unlimited minutes for US and Canada calls listed on every plan. (Kixie pricing) |
| Ringy Checked October 19, 2026 | $119 a month for the CRM as shown on the pricing page (its meta description says $109; the page doesn't say whether it is per user). The Power Dialer is a $70 a month add-on. (Ringy pricing) | A power dialer add-on. The pages we checked don't say how many lines it dials at once or whether it is predictive. (Ringy power dialer page) | 1,000 outbound minutes and 1,000 texts a month included, then $0.01 a minute outbound; inbound calls are free. The Power Dialer add-on lists unlimited voice minutes. (Ringy pricing) |
| EmberDial Checked October 19, 2026 | $99 per concurrent calling license a month plus $0.02 per connected minute, billed monthly. Agents keep their own logins and share licenses across shifts. | Campaigns run in power or predictive mode, and agents can also dial by hand from the dialpad (click-to-call). | $0.02 per connected minute; no minutes are included. Ringing doesn’t count. |
| Dialer | Numbers and local caller ID | Number reputation | Compliance tools |
|---|---|---|---|
| ReadyMode Checked October 7, 2026 | Up to 30 numbers per license on Starter and up to 75 on iQ, with caller ID proximity matching on both. iQ adds carrier-aware number selection. (ReadyMode pricing) | Caller ID reputation monitoring and assisted remediation on iQ only. (ReadyMode pricing) | Do-not-call lists and built-in state calling restrictions on both plans. (ReadyMode pricing) |
| Convoso Checked October 7, 2026 | Convoso Ignite, number management to raise contact rates. Local numbers aren’t listed on the pricing page. (convoso.com, Convoso pricing) | Caller ID reputation listed as a product. (convoso.com) | StateTracker limits daily contact attempts by area and zip code, with different rules per state. DNC screening and abandon-rate pacing weren’t found on the pages we checked. (StateTracker page) |
| PhoneBurner Checked October 7, 2026 | Numbers are an add-on (Premium includes a PhoneBurner number), or you can use your own. Local caller IDs need Local Presence approval. (PhoneBurner pricing, numbers page) | ARMOR monitors PhoneBurner-purchased numbers across major US carriers and works to remove false flags, for $5 a month per number. (ARMOR page, ARMOR pricing (help center)) | A personal DNC list, registry scrubbing through a separate DNC.com subscription, no calls after 9pm local time, and STIR/SHAKEN A-level attestation on purchased numbers. (PhoneBurner FAQ, DNC.com setup (help center)) |
| Kixie Checked October 7, 2026 | ConnectionBoost, a premium add-on, combines local presence dialing, progressive caller ID and reputation management. (Kixie pricing, ConnectionBoost page) | Through the same ConnectionBoost add-on, a number scored as spam is removed and replaced with a fresh one. (ConnectionBoost page) | Automated checks against Do Not Call registries are a compliance add-on. (Kixie pricing) |
| Ringy Checked October 19, 2026 | $1 per local phone number a month. Local caller ID is listed with the CRM. (Ringy pricing) | Not listed on the pages we checked. (Ringy pricing, Ringy power dialer page) | The power dialer page says it helps "reduce dropped call rates to stay under 3%" without saying how. DNC screening isn't listed on the pages we checked. (Ringy power dialer page) |
| EmberDial Checked October 19, 2026 | 10 US local numbers per license, pooled across your agency ($1 a month for each extra). Local caller ID picks from your own pool by area code, then state, then region. Branded caller ID, your business name on the lead’s screen, is coming soon. | Each number shows Healthy, Watch or Flagged, and high-risk numbers can leave rotation. | Internal DNC on every dial, DNC.com screening with your own account, calling windows, state attempt caps, abandon-rate pacing and an audit log. Your agency stays responsible for compliance. |
Each dialer in brief
Where each one may fit better than EmberDial, in its own published terms. Full side-by-side pages are linked under each name.
ReadyMode
A predictive dialer and webphone on both plans, priced per license with outbound minutes included under a fair use policy. It may fit better when:
- You want more numbers per license: ReadyMode lists up to 30 on Starter and up to 75 on iQ.
- You want reputation monitoring with assisted remediation and carrier-aware number selection, on iQ.
- You want unlimited integrations included on iQ; EmberDial imports leads by CSV and connects your CRM on request.
- You want voicemail drop today, which ReadyMode offers to those who qualify at a cost per dropped voicemail; EmberDial’s is coming soon.
Checked October 7, 2026 (ReadyMode pricing). EmberDial vs ReadyMode.
Convoso
Predictive and multimode dialing with Convoso Ignite number management, caller ID reputation and StateTracker, sold by quote. It may fit better when:
- You work inside Salesforce: Convoso lists Convoso for Salesforce, while EmberDial imports leads by CSV and scopes CRM connections separately.
- You want Convoso’s Voice AI or omnichannel products. Ask how they are priced in your quote.
- You are partway through an annual agreement. Compare the remaining term and any exit costs before you switch.
Checked October 7, 2026 (Convoso pricing). EmberDial vs Convoso.
PhoneBurner
A single-line power dialer priced per user, with unlimited dialing, a built-in CRM and one-click voicemail drop. It may fit better when:
- Each agent talks more than about 3,300 connected minutes a month, where PhoneBurner’s flat Standard price costs less.
- You want one-click voicemail drop and a built-in CRM, or its Salesforce, HubSpot, Zoho or LeadCENTER integrations.
- You want one live line per agent and never predictive dialing.
Checked October 7, 2026 (PhoneBurner pricing). EmberDial vs PhoneBurner.
Kixie
A sales phone system with a PowerDialer of up to four lines on its Multi-Line plan, native integrations with major CRMs and voicemail drop, sold by quote. It may fit better when:
- Your team works in HubSpot, Salesforce, Pipedrive, Zoho or HighLevel and wants native integrations.
- You want voicemail drop and text messaging on every plan.
- You want to try it yourself first with a 7-day free trial.
Checked October 7, 2026 (Kixie pricing). EmberDial vs Kixie.
Ringy
A CRM with a cloud softphone, click-to-call, lead distribution, call recording, local caller ID and SMS and email drips, at $119 a month on its pricing page, with a $70 a month Power Dialer add-on that lists unlimited voice minutes and voicemail drops. Call Scripting and AI Tools are $10 a month add-ons. It may fit better when:
- You want a CRM, texting and email drips together at a published monthly price.
- You want voicemail drop today; EmberDial's is coming soon.
- You want unlimited voice minutes with the dialer add-on rather than per-minute billing.
Ask Ringy whether its prices are per user and how many lines the power dialer dials; the pages we checked don't say. Checked October 19, 2026 (Ringy pricing, Ringy power dialer page).
EmberDial
An outbound sales dialer for US teams and agencies, including final expense agencies. Campaigns run in power or predictive mode, set per campaign so fresh and aged leads can run side by side, priced at $99 per concurrent calling license a month plus $0.02 per connected minute. It may fit better when:
- You work aged leads and want predictive dialing that slows above a 2.5% abandon rate and drops to one line above 3%, per campaign over a rolling 30 days.
- Agents talk less than the break-even with a flat seat, or share licenses across shifts.
- You want 10 US local numbers per license with a Healthy, Watch or Flagged status on each.
- You want live transcripts and call summaries with every license, plus optional Agent Assist for $49 per enabled license a month.
Where it may not: EmberDial has no built-in CRM (it imports leads by CSV and connects your CRM on request), voicemail drop is coming soon, pacing runs per agent session, and heavy talkers can pay more than a flat seat. See pricing and the final expense dialer overview.
Cost at realistic talk time
Connected minutes are the time agents spend talking, not ringing. An agent who talks three hours a day over 22 calling days connects about 3,960 minutes a month. Here is one agent's monthly software cost at different talk times, at published list prices billed monthly.
| Connected minutes a month | EmberDial | PhoneBurner Standard | ReadyMode Starter | Ringy CRM + Power Dialer |
|---|---|---|---|---|
| 1,000 | $119 | $165 | $239 | $189 |
| 2,000 | $139 | $165 | $239 | $189 |
| 3,000 | $159 | $165 | $239 | $189 |
| 5,000 | $199 | $165 | $239 | $189 |
EmberDial is $99 plus $0.02 a minute. PhoneBurner and ReadyMode are flat per user or per license; ReadyMode's outbound minutes are subject to a fair use policy. Ringy's figure adds its CRM and Power Dialer add-on prices; its page doesn't say whether they are per user. Convoso and Kixie don't publish prices. Numbers differ too: ReadyMode lists up to 30 per license on Starter, EmberDial includes 10, and PhoneBurner and Ringy charge for numbers. Sources: PhoneBurner pricing, ReadyMode pricing, Ringy pricing.
Run your own numbers in the dialer cost calculator.
How to choose: a checklist
- Match dial modes to lead age. Fresh leads suit power at one line, so each paid lead reaches an agent. Aged, low-answer lists are where multi-line or predictive dialing saves the most waiting. Ask whether you can run both modes at once on different campaigns.
- Check abandon-rate pacing. Federal rules limit abandoned calls to 3% of live answers per campaign over 30 days. Ask how the dialer measures that rate, what it does as the rate nears 3%, and whether it reports per campaign.
- Look at local numbers and Spam Likely risk. Ask how many numbers come with each seat, what extras cost, how caller ID is picked and whether you can see each number's reputation. No dialer controls carrier labels; see why calls show Spam Likely.
- Confirm consent and DNC checks. Ask whether DNC screening runs before every dial, whether it needs a separate subscription, how calling windows and state attempt caps work, and where Jornaya LeadID or TrustedForm records live. Your agency stays responsible; see compliance tools.
- Review calls, not only recordings. Check whether transcripts, summaries and call reviews come with every seat or only on a higher plan or add-on.
- Price it at your real talk time. Take connected minutes per agent from your current dialer's reports, then add numbers, add-ons, carrier fees and annual terms from each quote.
- Run a real calling block. Dial a sample of your own leads and count live conversations per agent hour before you sign.
FAQ
What is the best dialer for final expense telesales?
It depends on your team and leads. A solo agent on fresh leads is well served by a power dialer with a built-in CRM and a published monthly price, such as PhoneBurner or Ringy. A small agency on aged leads needs multi-line or predictive dialing with abandon-rate pacing, such as ReadyMode or EmberDial. A large floor that wants predictive dialing, state attempt rules and Salesforce should get a Convoso quote and compare it with ReadyMode iQ. Prices and features were checked on each vendor's own pages; see the comparison table.
Which final expense dialers have predictive dialing?
ReadyMode lists a predictive dialer on both plans, and Convoso lists predictive and multimode dialing. EmberDial campaigns run in power or predictive mode. PhoneBurner says it is not a predictive dialer, and Kixie's Multi-Line PowerDialer dials up to four lines at once. Ringy's pages we checked don't say how many lines its power dialer dials or whether it is predictive.
Is a flat per-seat price cheaper than paying per minute?
Above a certain talk time, yes. EmberDial is $99 per concurrent license a month plus $0.02 per connected minute, so it costs less than PhoneBurner Standard at $165 below about 3,300 connected minutes per agent a month, and less than ReadyMode Starter at $239 below about 7,000. Above those, the flat price costs less. Included numbers, add-ons and fair-use terms change the totals.
Which of these dialers publish their prices?
ReadyMode, PhoneBurner, Ringy and EmberDial publish prices on their sites. Convoso and Kixie list their plans without prices, so you need a quote. Agency and negotiated terms can differ from any published rate.
Does any dialer make a final expense agency TCPA compliant?
No. Dialers provide tools such as DNC checks, calling windows, attempt caps and abandon-rate pacing, but your agency remains responsible for consent and how your team calls. General information, not legal advice; see our compliance tools.
Why does EmberDial publish a comparison that includes its competitors?
Because buyers compare anyway. EmberDial publishes this guide, so treat it as a vendor's view. Every competitor statement links the competitor's own page and the date we read it, and the guide says where each competitor may fit better. Check current prices and terms with each vendor before you decide.
How do I test a final expense dialer before switching?
Run a real calling block on a sample of your own leads, fresh and aged, and count live conversations per agent hour. Check the caller ID your leads see, review a finished call, import a lead file with your vendor columns, and set calling windows and DNC screening for the states you call.
Test EmberDial on your own final expense leads
Bring a sample of fresh and aged leads and your current dialer bill to a demo. We'll show which mode each campaign would use and what your team's talk time would cost.
Reviewed October 19, 2026. ReadyMode, Convoso, PhoneBurner and Kixie facts were read from their own pages on October 7, 2026; Ringy's on October 19, 2026. EmberDial facts come from its published pricing and product. Prices and features change, so confirm them with each vendor. General information, not legal advice.